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Request Reference ... any records held by the Central Bank of Ireland relating to mortgage interest rate changes by regulated lenders in Ireland over the period 1 January 1994 to 31 December 2024. Specifically, I am requesting: 1. A list or database of mortgage product interest rate changes across all regulated mortgage lenders in Ireland, including: - The name of the lender - The product type (e.g., standard variable, fixed-rate, tracker) - The old interest rate and the new interest rate FOI-2025-001653 21/07/2025 - The effective date of each change Individual Refused 05/08/2025 - Any reference to the product or rate name/code, if applicable 2. Where available, I would appreciate this data in a structured format (such as Excel or CSV), covering: - Individual rate changes per lender and product, or - Aggregated records if individual-level data is not available 3. If the Central Bank does not hold a complete dataset covering the full 30-year period, I request: - Any internal reports, summaries, or datasets that document historical rate movements by lender or by product type - Any relevant records used in statistical or supervisory functions that refer to historical mortgage rate trends
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