Central Bank of Ireland • 1 January 2020 to present Subject matter: • General guidance relating to how compliance or regulatory deadlines are expressed in public-facing or regulated-entity communications, using wording such as: – “by [date]” – “on or before [date]” – “no later than [date]” Any guidance documents, circulars, Dear CEO letters, briefing notes or explanatory material issued by the Central Bank in 2015 which set out the transitional arrangements under the Consumer Protection (Regulation of Credit Servicing Firms) Act 2015, including the conditions required for a firm to rely on the transitional provisions.