Received 28 October 2025
Decided 24 November 2025
Part-Granted
Request Reference FOI-0583-2025
Requester Type Client
Department of Housing, Local Government and Heritage

Request for records regarding the Housing Agency’s function as central underwriter for the Local Authority Home Loan (LAHL) scheme: The Service Level Agreement (SLA) or equivalent agreement in force between the Department and the Housing Agency that sets out the Agency’s underwriting, credit assessment, or recommendation role under the LAHL scheme. 1. The Service Level Agreement (SLA) or equivalent agreement in force during 01/01/2024 – 31/12/2024 between the Department and the Housing Agency that sets out the Agency’s underwriting, credit assessment, or recommendation role under the LAHL scheme. 2. Any circular, direction, or memorandum authorised the Housing Agency’s underwriting or credit assessment role for LAHL applications. 3. If no such circular or direction exists, any internal briefing note or correspondence explaining the legal or policy basis on which the Housing Agency performs that underwriting role