Received —
Decided —
Request Reference 1. All correspondence (including emails, letters, reports, memos, and meeting notes) between the Central Bank of Ireland and a named regulated financial service provider (or its parent entities) that refer to: • The classification of a named regulated financial service provider as a “mono product” lender; • Any determination, discussion, or endorsement that a named regulated financial service provider did not need to consider product switching or revert-to-tracker obligations as part of the TME; • Internal Central Bank deliberations, legal advice, or decisions related to a named regulated financial service provider's scope of obligations under the TME. 2. Internal CBI records (e.g. minutes, memos, legal advice, or risk assessments) discussing: Request FOI-2025-001640 27/06/2025 • Whether a named regulated financial service provider should be subject to tracker mortgage redress based on product terms or Individual withdrawn/handled 03/07/2025 switching scenarios; outside FOI • Any instance where a named regulated financial service provider was excluded from enforcement, remediation, or public disclosure under the TME. 3. Any record showing who within the Central Bank of Ireland reviewed, approved, or accepted a named regulated financial service provider's product classification or tracker-related conduct under the TME framework. Please include documents dated from January 1, 2015 to December 31, 2020, to ensure the full duration of the TME and post- examination responses are captured.
Requester Type —